Trusted by money transfer operators in the UK and Australia

Money Transfer & Remittance Software for Licensed MTOs

Launch a white-label remittance platform using your own licence and providers. Remitz supplies the technology — customer web, back office and operational workflows — not the licence or customer-funds accounts.

Book a 15-minute demo Explore the sandbox first
Umesh Ramidi, founder of Remitz
15 Years in Remittance
20+ Payment & Payout Integrations
Built for Real MTO Operations
6 Live Remittance Businesses

Built by Remitz founder Umesh Ramidi · Registered in England & Wales · Companies House No. 12691280 · Established 2020 · India GSTIN 36AUTPR1263P1ZP

Platform capabilities

  • KYC/AML workflows
  • FX & multi-currency ledger
  • Agent, payout & pre-funding management
Your licence. Your providers. Your brand. Our technology. Remitz builds and runs the platform. Remitz never holds customer funds. You hold the FCA authorisation and the accounts with your chosen payment, payout and KYC providers — we connect them. See how a launch works.

Money transfer operators building on Remitz

Tayrex Exchange Layla Money Transfer RemitM AstraRemit Forex Bridge BreadX

Explore Remitz Money Transfer Software

Remittance Software Features

Explore the full feature set including KYC/AML, FX engine, agent tools, and white-label portal.

Money Transfer Software Pricing

Transparent pricing from £299/month with a clear one-time setup fee. Compare the Starter and Enterprise plans.

Remittance Software Integrations

Existing compatible integrations can reduce implementation work. You hold the provider contracts and credentials; we confirm supported services, configuration, testing and any new development during scoping.

SPI Licence Applicant Software

Prepare in a non-operational hosted environment: £79/month with no setup fee while your FCA application is in progress.

White-label money transfer website with live exchange rate calculator showing GBP to INR, branded to the operator

Your customers’ site, your rates, your brand — Remitz appears nowhere. See all five screens →
The platform

What your customers actually see

Your website, your rates

Customers land on your domain with your branding and your pricing. The rate calculator uses your FX margin and your fee — so a competitive corridor and a high-margin one can run side by side.

See all five screens

Customer-facing remittance website with a live exchange rate calculator showing GBP to INR

They create an account

Registration, identity verification and document capture, configured to what your licence and your risk appetite require. Your KYC provider, your credentials.

See all five screens

Account creation screen on a white-label remittance platform

They choose where the money goes

Your corridors, each with its own FX margin, fee and delivery methods. The rate locks for the session, so the figure a customer agrees to is the figure they pay.

See all five screens

Send money screen showing destination country selection, amount, exchange rate and recipient amount

They review and pay

Full breakdown before anything is charged: rate, fee, total cost and exactly what the recipient receives. Card, Apple Pay, Google Pay or Pay by Bank.

See all five screens

Transfer review screen showing exchange rate, fee, total cost, recipient amount and payment method options

They track it

Balances, saved recipients and transaction history, plus referral tools if you run them. Your customer manages everything without leaving your brand.

See all five screens

Customer dashboard showing wallet balance, transaction totals, recent beneficiaries and transaction history
Platform Capabilities

Advanced Remittance Software & Money Transfer Platform Features

Everything you need to launch, manage and scale a compliant money transfer business — and what each one actually changes for you.

Connect the providers you’ve already contracted

Bring your own payout, KYC and gateway providers. Their integrations are already built and running in production for other operators, so connecting them is configuration — not a development project you fund.

Price every corridor differently

Set FX margins and fees per corridor, so a competitive route and a high-margin route run side by side without spreadsheet workarounds.

Protect your margin when the market moves

Rates update from your own liquidity sources and your margin holds, so you are not repricing by hand at 7am.

Answer your regulator without a project

Sanctions screening, risk scoring, OCR and a full audit trail are already wired in. When the FCA asks how you monitor transactions, the answer is a report — not a rebuild.

Your team learns it in a day

Built for operators, agents and compliance staff, not engineers. Training is part of go-live and takes hours, not weeks.

You will never patch a server

We run hosting, monitoring, backups, updates and security patches. A ten-person company should not need a systems team — with Remitz it does not.

Your licence
You remain the operator
Your providers
Your contracts and accounts
Your brand
White-label customer experience
Our technology
Software and implementation
How it fits together

What we provide, and what you bring

Remitz provides

  • White-label web and back-office software, with mobile capability according to your plan
  • Integration of your chosen providers, subject to supported services and agreed scope
  • Hosting and technical maintenance under the agreed service terms
  • Configuration, testing, training and go-live support

You provide

  • Your applicable licence or regulatory arrangement; an application alone does not permit live operations
  • Your banking, FX, payment, payout, KYC and other provider accounts and contracts
  • Provider API credentials, and responsibility for customer funds, safeguarding and your compliance programme

Why it works this way

Our technology. Your licence. Your providers. Your brand. Remitz does not hold customer funds or provide licences, banking or safeguarding accounts, payment or payout accounts, or FX liquidity. Existing compatible integrations can reduce implementation work; new services or providers need technical scoping and may require separately quoted development.

See the full ten-step process

  • Your own provider relationships
  • Your licence and your brand
  • Our technology and implementation support
Implementation

From demo to launch: what needs to be ready

Ten steps from demo to first transaction. The software is already built — what decides your date is how fast your own providers issue credentials.

1
Before you commit Demo, requirements, agreement
2
We build your platform Branding and configuration
3
Your providers connect You supply credentials — the variable
4
Ready to trade Testing, training, go live

See the full ten-step process

Platform Modules

Powerful Remittance Software Modules for Every Money Transfer Model

Compliance Module

AML & KYC Compliance Integration

Stay ahead of regulatory requirements with integrated compliance tools built specifically for UK money transfer operators.

Integrated AML monitoring and sanctions screening
Real-time KYC identity verification
Transaction screening and suspicious activity reporting
Complete audit logs for FCA compliance
Explore the sandbox
AML & KYC Compliance Dashboard
Transaction Engine

Transaction & FX Management

Process remittances in real-time with dynamic exchange rates and intelligent corridor-based fee management.

Real-time remittance processing engine
Dynamic exchange rates with margin controls
Corridor-based fee management
Role-based access controls for operators
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Transaction & FX Management Interface
Digital Platform

Self-Service Digital Platform

Give your customers a branded online portal to send money, track transfers and manage their accounts independently.

Customer web portal with white-label branding
Multi-payment methods (card, bank, wallet)
Real-time transfer tracking and notifications
Responsive design for all devices
Explore the sandbox
Customer Self-Service Portal
Agent Network

Agent-Based Infrastructure

Scale your business through agents with individual ledgers, commission tracking and multi-level hierarchy support.

Agent onboarding and compliance workflows
Individual agent ledgers and pre-funding
Commission tracking and automated payouts
Multi-currency support per agent
Explore the sandbox
Agent Network Management Dashboard
Why Remitz

Why Choose Remitz Remittance & Money Transfer Software?

Brand Ownership & White-Label Control
Your brand, your platform. Remitz gives you full white-label control over your money transfer software — from the customer-facing portal and mobile app to agent dashboards and email notifications. Maintain brand consistency across every touchpoint while we power the technology behind the scenes.
Seamless Customization
Every business is different. Remitz offers deep customization across fee structures, FX margins, corridor configurations, agent hierarchies and compliance workflows. Adapt the platform to your exact business model without writing a single line of code.
Compliance Tooling Built In
Remitz is built for FCA-regulated businesses. Integrated AML monitoring, KYC identity verification, sanctions screening and suspicious activity reporting are included out of the box — so the evidence your regulator asks for is a report rather than a project. Compliance remains your obligation; the platform is built to support it.
Payout Partner Integrations
Connect the platform to your chosen payout partners. Bank deposits, mobile wallets, cash pickup and airtime — offer your customers the delivery methods they need, with the software integrating the aggregators and partner APIs you contract with.
Scalability & Enterprise Security
Discuss expected volumes, access controls, data locations, monitoring and recovery requirements during scoping. Validate the proposed deployment against your operating needs before launch.
Dedicated Technical Support
You're never alone. Remitz provides dedicated technical support and onboarding assistance to help you launch faster and resolve issues quickly. From initial setup to ongoing platform optimization, our team is here for you.
Ecosystem

Global API Integrations for Remittance & Money Transfer Software

Connect to the tools and providers that power your remittance operations.

Payout Network Integrations

Global payout partners for bank, wallet and cash delivery

SMS & Communication Gateways

Twilio, Clickatell and more for OTP and notifications

Email & Notification Services

SendGrid, Mailchimp and transactional email providers

Airtime & Value-Added Services

DT One and mobile recharge APIs for 100+ countries

Identity Verification & KYC APIs

Onfido, Yoti, Trulioo and sanctions screening providers

Payment Gateway Integrations

Trust Payments, card processing and open banking APIs

What Is White-Label Money Transfer Software?

White-label money transfer software is a pre-built remittance platform that licensed Money Transfer Operators (MTOs) and fintechs rebrand as their own. It includes built-in AML/KYC compliance, agent management, multi-currency FX engine, and global payout integrations — helping operators configure an existing platform instead of building from scratch. Authorisation, provider credentials and testing must be ready before launch. As remittance software, it also runs the back-office side — transaction monitoring, settlement, reconciliation and compliance reporting — that operators, agents and compliance teams depend on day to day.

  • Fully branded customer portal, mobile app, and agent dashboards
  • FCA-ready compliance tools including sanctions screening and audit trails
  • Supports bank transfers, mobile wallets, cash pickup, and airtime top-up through your integrated payout partners
  • Provider options include Onfido, Trulioo, TerraPay, Fincra and Trust Payments; confirm supported services and scope

What our customers say

“I have been very happy with the service provided. The software is easy to use, reliable and has made managing our money transfer transactions much easier. The support team has also been helpful and responsive. I would highly recommend their service to other businesses.”
Layla Money Transfer Abdul Mohammed Layla Money Transfer

Guides & Resources

Playbooks and buyer's frameworks for UK MTOs and fintechs.

UK Launch Guide 2026

Complete playbook from FCA application to live operation — FCA, HMRC, AML, software, payout partners.

Software Comparison Guide

Seven-criterion framework for evaluating remittance software vendors, with RFI question set.

White-Label Providers Guide

Eight evaluation criteria, four provider categories, red flags to watch for in 2026.

Enterprise Remittance Solutions

Dedicated infrastructure, FCA-aligned SLAs, and custom integrations for tier-1 MTOs and banks.

UK Money Transfer Corridors

Corridor-specific software pages for India, Nigeria, Pakistan, Philippines & 16 more.

Frequently Asked Questions

What is Remitz money transfer software?
Remitz is a white-label money transfer software platform designed for licensed Money Transfer Operators (MTOs), fintechs and Money Service Businesses (MSBs). It provides the technology a licensed operator needs to run a compliant remittance business — from customer-facing portals and mobile apps to back-office tools, agent management and global payout integrations. Your FCA authorisation and your provider accounts remain yours.
Does Remitz hold client funds?
No. Remitz is software — it never holds, receives or controls client money. Funds move between your own accounts and your chosen payout partners under your own licence and safeguarding arrangements. Because providing software is not a regulated activity, Remitz requires no FCA authorisation; your authorisation and your safeguarding obligations remain entirely yours.
What is remittance software?
Remittance software is the back-office platform that licensed Money Transfer Operators (MTOs), fintechs and Money Service Businesses (MSBs) use to send, track, settle and report cross-border payments — covering AML/KYC compliance, agent management, multi-currency FX and global payout integrations. Remitz is white-label remittance software that operators rebrand and configure around their own licence and providers.
How long does it take to set up Remitz money transfer software?
Typical implementation is 15–30 days once authorisation is in place and providers are ready with API credentials, subject to configuration and testing. The agreed schedule depends on your scope.
What is the difference between remittance software and money transfer software?
The terms are often used interchangeably. Money transfer software typically refers to customer-facing applications, while remittance software refers to the back-office infrastructure used by operators, agents, and compliance teams.
Does Remitz support multi-currency transactions?
Yes. Remitz supports multi-currency remittance accounts with real-time FX rates, corridor-based fee management, and automated exchange rate controls across all supported corridors.
What payout methods does Remitz remittance software support?
Remitz supports bank transfers, mobile wallets, cash pickup, and airtime top-up through your integrated payout partner APIs.
Is Remitz suitable for startups applying for an FCA licence?
Yes. Remitz offers a dedicated SPI Licence Applicant plan at £79/month, providing a non-operational hosted platform for exploring workflows and preparing FCA documentation before going live.
Get Started Today

Ready to Launch Your Remittance Business?

Book a demo and discover how Remitz can power your money transfer operations.

Book a 15-minute demo Explore the sandbox first