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FX Marketplace for MTOs — Multi-Currency FX Rate Engine

A real-time foreign exchange engine built into the Remitz remittance software. Aggregate live rates from multiple liquidity sources, set margins per corridor and route every payout for best execution — see the full platform features or explore supported corridors.

What Is an FX Marketplace for MTOs?

An FX marketplace for MTOs is a multi-currency foreign exchange engine that lives inside your money transfer platform rather than in a separate spreadsheet or third-party tool. Instead of quoting rates by hand, the engine aggregates live exchange rates from several liquidity sources, applies the margin you have set for each corridor, and returns a customer-ready price in real time. For money transfer operators, that means every quote reflects the current market and your own pricing policy at the same moment a customer or agent asks for it.

The Remitz FX rate engine is designed for the way remittance businesses actually work. You run dozens of send and receive currency pairs, each with different competition, different payout costs and different margin expectations. The marketplace lets you control all of that centrally: automated rate refresh keeps figures current, configurable margins per corridor protect your spread, and best-execution routing helps you settle each payout through the most competitive source available. It is the pricing backbone that sits underneath your money transfer product and your agent network, so both quote from the same trusted rates.

Because the FX marketplace is a module of the wider FCA-ready Remitz platform, it does not need a separate integration. FX conversions, margins and spreads flow directly into your transaction records, back office reporting and audit trails. That keeps your foreign exchange activity as visible and reconcilable as the rest of your operation — an important consideration for FCA-regulated MTOs that need to evidence fair pricing and clean records.

Real-Time Exchange Rates

Live rates aggregated from multiple liquidity sources, so every quote reflects the current market rather than a stale figure entered by hand.

Configurable Margins Per Corridor

Set a distinct spread for each send and receive currency pair, and adjust markups by agent or customer segment to protect your margin.

Automated Rate Refresh

Rates update automatically on a schedule you control, keeping pricing current across every corridor without manual intervention.

Multi-Currency Wallets

Hold, pre-fund and settle balances across several currencies to support pre-funded corridors, agent float and faster settlement.

Best-Execution Routing

Compare live sources and route each payout through the most competitive option available, improving effective FX pricing per transaction.

Auditable FX Records

Every conversion, margin and spread is logged into your transaction records and audit trails, supporting FCA reporting and reconciliation.

Corridor Pricing Controls Built for Remittance

Pricing is where remittance businesses win or lose. The FX marketplace gives you granular corridor pricing controls so you can compete aggressively where you need volume and hold your margin where you can. Each corridor carries its own markup, and you can move those margins in real time as market conditions shift or as you launch promotional pricing on a new route. Because the engine reads from live liquidity sources, your teams are always adjusting against real rates rather than guessing.

The same rate engine powers pricing everywhere your business quotes. Your customer-facing money transfer channels, your agent-based network and your back office all draw from one source of truth, which removes the inconsistency that comes from managing FX in disconnected tools. For larger operators, this consistency is essential — see how it fits within our enterprise remittance solutions and how it connects to liquidity and payout partners through our integrations.

The FX marketplace is included across the Remitz platform, so you do not pay separately for FX tooling on top of your core licence. If you are comparing options, our money transfer software pricing lays out exactly what is included, and the full feature set shows how FX sits alongside compliance, agent management and reporting in one FCA-ready system.

See the FX Marketplace in Action

Book a walkthrough of the multi-currency FX engine, corridor pricing controls and best-execution routing inside the FCA-ready Remitz platform.

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Frequently Asked Questions

What is an FX marketplace for MTOs?
An FX marketplace for MTOs is a multi-currency foreign exchange engine that sits inside your remittance platform. It aggregates live exchange rates from multiple liquidity sources, lets you set configurable margins per corridor, refreshes rates automatically, and routes each transaction for best execution — so money transfer operators can price competitively across every corridor without managing rates by hand.
Where do the exchange rates come from?
The Remitz FX marketplace pulls real-time exchange rates from multiple liquidity providers and FX partners. Rates refresh automatically on a schedule you control, and the engine can compare sources to route each payout for best execution, so you are always pricing against current market rates rather than stale figures.
Can I set different FX margins for each corridor?
Yes. The FX rate engine gives you configurable margins and markups per corridor. You can apply a different spread to each send and receive currency pair, adjust pricing by agent or customer segment, and change margins in real time as market conditions move — all from the back office.
Does the FX marketplace support multi-currency wallets?
Yes. The FX engine works with multi-currency wallets so you and your agents can hold, pre-fund and settle balances in several currencies. This supports pre-funded corridors, agent float management and faster settlement, with every FX conversion recorded for reconciliation and audit.
Is the FX marketplace part of the wider Remitz platform?
Yes. The FX marketplace is one module of the FCA-ready Remitz remittance software. It shares the same compliance, agent management and reporting layer, so FX pricing, margins and conversions flow straight into your transaction records, back office reporting and audit trails without any separate integration.

Related Pages

Remittance Software Features

Full platform capabilities including the multi-currency FX engine.

Remittance Software Integrations

Connect to FX liquidity, payout and banking API partners.

Supported Corridors

Price and route transfers across every corridor you operate.

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