Products

International Money Transfer Software for Cross-Border Payments

Remitz is white-label international money transfer software that lets UK operators move money across borders securely. Multi-currency FX, FCA-ready compliance, agent management and a branded mobile app — built on the same platform as our full remittance software.

What Is International Money Transfer Software?

International money transfer software is a digital platform that enables a licensed operator to send, receive and settle cross-border payments through a single, compliant workflow. It combines a customer-facing app, a multi-currency FX engine, automated AML and KYC checks, agent management and global payout integrations, so a payment can travel from a sender in the UK to a beneficiary abroad without stitching separate systems together.

Remitz is a cross-border payment platform built for this exact job. It manages each international money transfer from initiation to delivery, applying compliance checks at every step and paying out across 147+ countries via bank deposit, mobile wallet, cash pickup and airtime top-up. If you are researching the broader operational toolset rather than the customer-facing payment flow, our remittance software and money transfer business software pages cover the back-office and business-launch angles in more depth.

What the Cross-Border Payment Platform Does

Global Payouts to 147+ Countries

Deliver funds through your integrated partners by bank deposit, mobile wallet, cash pickup or airtime top-up. Activate the corridors your customers actually use from our supported corridors.

Multi-Currency FX Engine

Real-time exchange rates, configurable margins per corridor and automated rate refresh give you full control over pricing on every international money transfer.

FCA-Ready AML & KYC

Automated identity verification via Onfido, Yoti and Trulioo, AML transaction monitoring, and sanctions and PEP screening against HM Treasury, OFAC, UN and EU lists — screened and audit-logged on every transfer.

White-Label Web & Mobile App

A branded customer portal plus native iOS and Android apps carrying your logo, colours and domain, so customers send money and track transfers under your name.

Agent & Sub-Agent Network

Onboard agents with individual wallets, commission rates and FX markups, and apply per-agent compliance rules. See our agent-based money transfer module for detail.

Open API & Integrations

Connect KYC/AML providers, FX feeds, payout networks, SMS and email gateways and payment processors through our integrations so the platform fits your stack.

How Money Moves Across Borders on the Platform

Every international remittance follows the same controlled path. A customer signs up through your branded portal or app and completes automated KYC identity verification. When they create a transfer, the FX engine quotes a live rate with your corridor margin applied, and the transaction is screened for AML risk and against sanctions and PEP watchlists before it is accepted. Only cleared transfers pass to your integrated payout partner, which delivers the funds to the beneficiary by bank deposit, mobile wallet, cash pickup or airtime top-up.

Behind the scenes, your back office sees each transaction in real time, with full audit trails for FCA, HMRC and PSR reporting. Because the app, compliance suite, FX engine and payout integrations are one product, reconciliation and settlement stay consistent as volume grows — and larger operators can extend the same foundation with our enterprise remittance solutions.

Compliant, and Live in 15 to 30 Days

Cross-border payments are a regulated activity, so compliance is built in rather than added on. Remitz is designed to support FCA rules, HMRC requirements, the PSR, PSD2 and the UK Money Laundering Regulations 2017, with sanctions and PEP screening against HM Treasury, OFAC, UN and EU lists on every transaction — whether you hold a Small Payment Institution registration or a full Authorised Payment Institution licence.

Because the software ships as a complete, configurable product, most operators launch their white-label international money transfer platform in 15 to 30 days. Your timeline depends on branding, corridor selection and partner onboarding rather than build work. Plans start at £79/month for SPI applicants, £299/month for the Starter plan and £499/month for Enterprise — see full pricing, weigh up your options in our guide to launching a money transfer business in the UK, or review a side-by-side software comparison. You can also reach global recipients directly through the built-in marketplace.

See the Platform in Action

Book a walkthrough of the international money transfer software and see how a cross-border payment moves from KYC to payout.

Frequently Asked Questions

What is international money transfer software?
International money transfer software is a digital platform that lets a licensed operator send, receive and settle cross-border payments. It combines a customer-facing app, an FX engine, automated AML and KYC compliance, agent management and payout partner integrations so that money can move from a sender in the UK to a beneficiary abroad in one controlled workflow.
How many countries can I pay out to with Remitz?
Remitz supports payouts across 147+ countries through your integrated partners, covering bank deposit, mobile wallet, cash pickup and airtime top-up delivery methods. You choose which corridors and payout partners to activate for your business.
Is Remitz international money transfer software FCA-ready?
Yes. Remitz is built for FCA-regulated money transfer operators and is designed to support compliance with FCA rules, HMRC requirements, the PSR, PSD2 and the UK Money Laundering Regulations 2017. It includes automated KYC, AML transaction monitoring and sanctions and PEP screening against HM Treasury, OFAC, UN and EU lists.
How quickly can I launch a cross-border payment platform with Remitz?
Most operators launch their white-label cross-border payment platform in 15 to 30 days. Because the customer app, FX engine, compliance suite and payout integrations ship as one product, the timeline is driven by your branding, corridor selection and partner onboarding rather than software development.
Does Remitz include a white-label mobile app for customers?
Yes. Remitz provides a white-label web portal and native iOS and Android apps under your own brand, so customers can send money, track transfers, manage beneficiaries and view their transaction history. The apps carry your logo, colours and domain.

Explore More

Remittance Software Features

The full platform feature set for compliance, FX and operations.

Agent-Based Money Transfer

Manage agents, sub-agents, commissions and pre-funding.

Money Transfer Software Pricing

Plans from £79/month with a transparent one-time setup fee.

Get Started Today

Ready to Launch Your Remittance Business?

Book a demo and discover how Remitz can power your money transfer operations.

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