Products

Agent-Based Money Transfer Software for Growing Networks

Remitz is agent-based money transfer software for FCA-regulated operators who grow through a distributed network. Onboard agents, sub-agents and branches, and control commission, FX markups and compliance per agent — all part of the Remitz remittance software platform and its full feature set. For a practical walkthrough, read our agent network management guide.

What Is Agent-Based Money Transfer Software?

Agent-based money transfer software lets a money transfer operator serve customers through a network of agents rather than a single branch or website. Each agent registers senders, collects funds and initiates transfers on your behalf, while you keep central control of pricing, compliance and settlement. Remitz brings the whole model into one FCA-ready platform: agent onboarding, a multi-tier agent hierarchy, individual wallets and pre-funding, configurable commission and FX markups, per-agent compliance rules, and real-time performance analytics.

For a growing MTO, the agent network is the growth engine. It extends your reach into new communities and corridors without opening your own premises, and it converts local relationships into transaction volume. The challenge is governance — every agent handles customer money and customer data, so every agent has to operate inside your regulatory perimeter. Remitz is built so that reach and control scale together: you can add agents quickly, but each one inherits the limits, KYC requirements and audit trail you define. This is the difference between remittance agent management that supports growth and a spreadsheet that becomes a liability.

Agent Network

Agent Network Management, End to End

Everything you need to onboard, manage and grow a distributed network of money transfer agents and sub-agents.

Agent & Sub-Agent Onboarding

Streamlined registration for agents, sub-agents and branches, with built-in document verification, compliance checks and approval workflows before any agent goes live.

Multi-Tier Agent Hierarchy

Model master agents, sub-agents and branches in a hierarchy. Set rules at each tier and roll performance and settlement up through the network.

Individual Wallets & Pre-Funding

Each agent operates from their own wallet with pre-funding controls, real-time balance tracking and automated top-up notifications so transfers only settle against available funds.

Commission & FX Markup Controls

Configure commission structures and FX markups per agent, corridor and volume tier. Agents see their own rates; you keep control of the margins and automated payouts.

Per-Agent Compliance & KYC

Apply transaction limits, corridor restrictions, KYC requirements and AML screening per agent, so every agent operates inside your regulatory boundaries by design.

Dashboards, Analytics & Settlement

Give each agent a dashboard for their own activity, and track volumes, revenue contribution and compliance metrics centrally — with automated reconciliation and settlement.

Built for FCA-Regulated Operators

Sub-agent management is where most manual processes break down. As a network grows, so does the number of people you cannot see day to day — yet you remain accountable for their conduct to the FCA. Remitz keeps that accountability manageable. Because agent onboarding, KYC, transaction limits and AML screening are enforced in the same system that processes the money, there is no gap between how an agent behaves and what your compliance team can evidence. Every agent action is captured in a complete audit trail for FCA, HMRC and PSR reporting.

Agent management is one module of a single platform, not a bolt-on. The same system that runs your network also powers your customer money transfer journeys, your payout marketplace and your corridor pricing, so agents, customers and settlement all reconcile against one ledger. Larger networks that need dedicated onboarding and configuration can move to our enterprise remittance solutions, where the full agent module is included. Whether you are launching your first ten agents or consolidating a network already spanning multiple regions, Remitz gives you one place to run it.

Ready to Scale Your Agent Network?

Book a demo to see how Remitz agent-based money transfer software can power your growing network. Agent management is included on the Enterprise plan — see pricing for the full comparison.

Frequently Asked Questions

What is agent-based money transfer software?
Agent-based money transfer software lets a money transfer operator run its business through a network of agents and sub-agents rather than a single branch. Remitz provides the agent hierarchy, individual agent wallets and pre-funding, configurable commission and FX markup per agent, per-agent compliance and KYC rules, agent dashboards, and settlement — all within one FCA-ready remittance platform.
Can Remitz manage sub-agents and multiple tiers?
Yes. Remitz supports a multi-tier agent hierarchy so a master agent can onboard and oversee their own sub-agents and branches. Commission, FX markups, transaction limits and compliance rules can be set at each level, and consolidated reporting rolls performance up through the network.
How are agent commissions and FX markups configured?
Commission structures and FX markups are configured per agent, per corridor and by volume tier. Agents see their own rates on their dashboard, while you retain control of margins. Commissions are calculated automatically on each transaction and reconciled at settlement.
How does Remitz keep agents compliant?
Every agent operates within the rules you set — per-agent transaction limits, corridor restrictions, KYC requirements and AML screening. Agent onboarding includes document verification and approval workflows, and all agent activity is audit-logged to support FCA, HMRC and PSR reporting.
How much does agent-based money transfer software cost?
The full agent network management module is included on the Remitz Enterprise plan at £499/month. Starter plans begin at £299/month and an SPI licence applicant plan is available from £79/month. See the pricing page for a full comparison of what each plan includes.

Related Pages

Remittance Software Features

Full platform capabilities including compliance, FX and agent tools.

Money Transfer Software Pricing

Agent management included on the Enterprise plan at £499/month.

Agent Network Guide

Practical guide — hierarchy, commission, compliance, settlement.

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Book a demo and discover how Remitz can power your money transfer operations.

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