Remittance Software

White-Label Remittance Software for Licensed MTOs & Fintechs

Remitz is FCA-ready remittance software that powers the entire cross-border payment operation — compliance, FX, agents and payouts — in one white-label platform. Launch a fully branded remittance service in 15–30 days. Book a demo or view pricing.

What Is Remittance Software?

Remittance software is the back-office platform that licensed Money Transfer Operators (MTOs), fintechs and Money Service Businesses (MSBs) use to send, track, settle and report cross-border payments. Where a money transfer app is what your customer sees, remittance software is the engine behind it — moving funds across corridors, screening every transaction for AML compliance, managing agents and reconciling settlement with your payout partners.

A modern remittance platform brings together the functions an operator would otherwise stitch together from separate tools: KYC and AML compliance, a multi-currency FX engine, agent and sub-agent management, a white-label mobile app and customer portal, an eWallet module, and payout and banking integrations. Remitz delivers all of it as one FCA-ready system that operators rebrand as their own.

What Remitz Remittance Software Includes

Everything a licensed operator needs to run a compliant, scalable money remittance service.

Automated AML & KYC

Identity verification, sanctions and PEP screening, transaction monitoring and suspicious-activity reporting — built into every transfer. See the full compliance feature set.

Multi-Currency FX Engine

Live exchange rates, per-corridor margins and best-execution routing through the FX marketplace.

Agent Network Management

Onboard agents and sub-agents with individual wallets, commissions, FX markups and compliance rules. Explore agent-based money transfer.

White-Label Apps & Portal

Fully branded iOS & Android apps and a customer web portal for sending, tracking and managing transfers.

eWallet & Airtime

Add an eWallet and airtime top-up as extra revenue streams within your platform.

Payout & API Integrations

Reach 147+ countries through bank deposit, mobile wallet and cash pickup via your integrated payout partners.

Who Uses Remittance Software?

Remittance software is built for regulated businesses that move money across borders. Remitz supports:

  • Money Transfer Operators (MTOs) launching or replatforming a branded remittance service.
  • Money Service Businesses (MSBs) registered with HMRC and authorised by the FCA — see money transfer business software.
  • Fintechs and payment institutions adding cross-border payments to an existing product.
  • SPI licence applicants that need a compliant platform while their FCA authorisation is in progress — see SPI licence applicant software.
  • Banks and tier-1 operators needing dedicated infrastructure and SLAs — see enterprise remittance solutions.

FCA-Ready Compliance at the Core

In the UK, running a remittance business means meeting the FCA's expectations under the Money Laundering Regulations 2017, PSD2 and the Payment Services Regulations. Remitz remittance software builds those obligations into the transaction flow rather than bolting them on afterwards: every transfer is screened, risk-scored and audit-logged automatically.

  • KYC identity verification via Onfido, Yoti and Trulioo integrations.
  • Real-time AML transaction monitoring and ongoing screening.
  • Sanctions and PEP checks against HM Treasury, OFAC, UN and EU lists.
  • Complete audit trails for FCA, HMRC and PSR reporting.

New to UK authorisation? Read our guides on launching a UK money transfer business and remittance management software.

Remittance Software vs Money Transfer Software

The two terms are often used interchangeably, and in practice they overlap. Money transfer software usually describes the customer-facing side — the app or website people use to send money. Remittance software describes the wider back-office infrastructure that operators, agents and compliance teams depend on: processing, settlement, reconciliation, FX and regulatory reporting. Remitz is both, in a single white-label platform, so you don't run two systems. If you're weighing your options, our guide to choosing remittance software sets out a seven-point evaluation framework, and the international remittance platform page covers the customer-facing side in more detail.

Launch Your Remittance Platform in 15–30 Days

Because Remitz is pre-built and FCA-ready, operators go live in weeks rather than the 12–18 months a from-scratch build typically takes. Plans start at £79/month for SPI licence applicants, £299/month for Starter and £499/month for Enterprise, with a transparent one-time setup fee and no hidden costs. Compare plans on the pricing page, or explore live money transfer corridors from the UK.

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Frequently Asked Questions

What is remittance software?
Remittance software is the back-office platform licensed Money Transfer Operators (MTOs), fintechs and Money Service Businesses (MSBs) use to send, track, settle and report cross-border payments. It covers AML/KYC compliance, multi-currency FX, agent management and global payout integrations. Remitz is white-label remittance software that operators rebrand and launch in 15–30 days.
How much does remittance software cost?
Remitz remittance software starts at £79/month for SPI licence applicants, £299/month for the Starter plan and £499/month for Enterprise, with a transparent one-time setup fee. Pricing depends on transaction volume, corridors and integrations required. See the pricing page for full details.
Is Remitz remittance software FCA compliant?
Remitz is FCA-ready remittance software built for UK-regulated operators. It includes automated KYC identity verification, AML transaction monitoring, sanctions and PEP screening, and full audit trails to support FCA, HMRC and PSR reporting under the UK Money Laundering Regulations and PSD2.
What is the difference between remittance software and money transfer software?
The terms are often used interchangeably. Money transfer software usually refers to the customer-facing application used to send money, while remittance software refers to the full back-office infrastructure operators, agents and compliance teams rely on — transaction processing, settlement, reconciliation, FX and compliance. Remitz provides both in one white-label platform.
Can I white-label the remittance platform?
Yes. Remitz is fully white-label — your brand, logo, colours and domain across the customer web portal, iOS and Android apps, agent dashboards and all customer communications. Your customers never see the Remitz name.

Explore More

Software Features

The full AML/KYC, FX, agent and white-label feature set.

How to Choose

A seven-point framework for evaluating remittance software.

Pricing

Transparent plans from £79/month with a one-time setup fee.

Get Started Today

Ready to Launch Your Remittance Business?

Book a demo and discover how Remitz can power your money transfer operations.

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