Remittance Software for Licensed MTOs

The software behind your remittance operation

Remittance software connects the customer journey with the work your operations team manages: customer records, transactions, checks, rates, fees and agents. Your contracted payment and payout providers execute the financial services. The software sends instructions and records the responses.

Review the modules you need: KYC and AML workflows, FX and rate management, agent management, mobile capability, an eWallet module and provider integrations. Availability depends on your plan, providers and agreed implementation scope.

What white label means

Your licence. Your providers. Your brand. Our technology. White label means applying your branding to the agreed platform channels. It does not transfer regulatory responsibility or include bank, safeguarding, payment, payout or KYC-provider accounts.

Choose the workflows your operation needs

Use the demo to check the required workflows, provider services and plan inclusions.

KYC & Compliance Workflows

Connect provider checks with your team’s review process. Agree screening, monitoring and reporting requirements against the compliance workflow scope.

FX, Rates & Corridor Fees

Manage rates, margins and fees using your rate sources. Remitz does not supply FX liquidity. Review the FX software.

Agent Network Management

Manage agent transactions, commissions and pre-funding records. Software balances are not bank accounts. Explore agent and branch workflows.

White-Label Apps & Portal

Provide a branded customer web journey. Growth includes iOS & Android capability; agree app workflows, branding and publishing arrangements.

eWallet & Airtime

Review the eWallet module and airtime top-up against your plan, provider contracts and operating model.

Payout & API Integrations

Connect your payment and payout providers. Confirm supported services and credentials; additional integration work may need a separate quote.

When your operation needs a different system

Start with the change you need to make, then test the software against it:

Starting an MTO: agree the software alongside your authorisation, provider contracts and launch requirements.
Replacing manual or legacy tools: map customer data, transaction history, balances and continuity needs. Explore money transfer business software.
Expanding agents or corridors: check provider coverage, funding arrangements and operational controls before adding a market.
Preparing before authorisation: use the non-operational SPI applicant environment, not live transfers.
Needing infrastructure control: discuss deployment, service levels and customisation through enterprise remittance solutions.

Compliance software supports your programme

Your compliance team defines policy, reviews exceptions and owns regulatory submissions. Remitz provides supporting workflows; your chosen providers supply verification and screening services. Before agreeing scope, review:

Which identity checks your KYC provider supplies and how results reach your team.
Which transaction-monitoring rules, holds and review steps your operation needs.
Sanctions and PEP coverage, list sources and refresh frequency with your screening provider.
Required audit records, report exports and retention. Do not assume a report fulfils a regulatory submission.

For background, read our guides on launching a UK money transfer business and remittance management software.

Judge the transaction lifecycle, not just the screen

“Remittance software” and “money transfer software” are overlapping labels. What matters is what happens after a customer presses Send: checks, holds, provider failures, status updates and reconciliation. Ask to walk through those cases in a demo. Our software evaluation guide helps structure that discussion; the international remittance platform page covers the wider offer.

Founder Umesh Ramidi brings 15 years of remittance experience. Remitz is used by six live remittance businesses and has completed 20+ payment and payout integrations combined. Existing integration work can help, but your required services still need validation.

Plan Your Remittance Platform Launch

Typical implementation takes 15–30 days once authorisation is in place and providers are ready with API credentials, subject to configuration and testing. Migration or new development needs its own scope.

Starter is £299/month plus £1,500 setup; Growth is £799/month plus £2,000 setup. Enterprise is quoted. Provider fees and additional development are separate. Confirm hosting and support terms on the pricing page and in your quotation. Check your providers’ coverage for the corridors you want to operate.

Book a 15-minute demo

How it fits together

What we provide, and what you bring

Remitz provides

White-label web and back-office software, with mobile capability according to your plan
Integration of your chosen providers, subject to supported services and agreed scope
Hosting and technical maintenance under the agreed service terms
Configuration, testing, training and go-live support

You provide

Your applicable licence or regulatory arrangement; an application alone does not permit live operations
Your banking, FX, payment, payout, KYC and other provider accounts and contracts
Provider API credentials, and responsibility for customer funds, safeguarding and your compliance programme

Why it works this way

Our technology. Your licence. Your providers. Your brand. Remitz does not hold customer funds or provide licences, banking or safeguarding accounts, payment or payout accounts, or FX liquidity. Existing compatible integrations can reduce implementation work; new services or providers need technical scoping and may require separately quoted development.

See the full ten-step process

Your own provider relationships
Your licence and your brand
Our technology and implementation support

Questions before choosing your software

What is white-label remittance software?

White-label remittance software is an existing technology platform that a money transfer business configures under its own brand. It supports customer and back-office workflows without requiring the operator to build every component from scratch. Remitz supplies this software; the operator arranges regulatory permissions, financial accounts and provider agreements.

What software does Remitz provide?

Remitz provides white-label customer web and back-office software for remittance operators, including transaction, agent, compliance and provider-integration workflows. Modules and implementation work depend on your plan and agreed scope. You retain your licence and provider relationships.

How much does remittance software cost?

Starter is £299/month plus £1,500 setup; Growth is £799/month plus £2,000 setup. Enterprise is quoted. Provider fees and additional development are separate. The £79/month SPI applicant environment has no setup fee and is non-operational. Compare plans and inclusions.

Does the software take over compliance responsibility?

No. Your firm remains responsible for its authorisation, compliance programme, customer decisions, safeguarding and regulatory submissions. Remitz supplies supporting technology, not regulatory approval. Verification and screening services depend on your providers and agreed configuration.

Does Remitz provide licences, bank accounts or payout accounts?

No. Remitz does not provide regulatory licences, FCA authorisation, banking accounts, safeguarding accounts or payment and payout accounts. The remittance operator arranges these with the relevant authorities and providers. Remitz connects supported provider services to the software under an agreed implementation scope.

Who is Remitz designed for?

Remitz is designed for money transfer operators, money service businesses and fintech companies that need branded remittance technology. Startups and established operators can discuss their requirements. Live operations require the operator’s own applicable permissions and provider arrangements; the SPI applicant environment is non-operational. Explore software by business type.

Can I replace an existing remittance system?

Discuss your current data, balances, transaction history, providers and continuity requirements with us. Migration mappings, validation and cutover work need technical assessment and an agreed scope. A software subscription alone does not include an unrestricted migration.

Can I use my brand and existing providers?

Yes, subject to agreed branding scope and supported provider services. You supply provider contracts, documentation and API credentials; we confirm configuration and any additional development. Growth includes iOS and Android capability. White-label software does not include bank or provider accounts, and Remitz never holds customer funds.

White-Label Remittance Software for Licensed MTOs & Fintechs