Remittance Software for Fintechs & PIs

Remittance Software for Fintechs

An existing platform can supply customer and operational workflows without building every component in-house. Your engineers still need to validate available interfaces, authentication, events and integration scope against your product.

Start with the experience you need to retain and the operational work you need to add. Remitz provides white-label software; your firm retains its licence, customer relationships, providers and compliance programme.

Built for API-First Cross-Border Payments

Review interfaces and workflows against your existing product before committing.

White-Label Remittance API

Bring requirements for quotes, beneficiaries, transfers and status updates. Confirm available interfaces and any development through integration scoping.

Payout Partner Integrations

Confirm payout methods and destinations with your contracted providers and the supported Remitz connector services.

Embedded AML & KYC

Agree provider checks, monitoring and operator review steps. Software supports your compliance programme; it does not replace it.

Multi-Currency FX

Manage rates and corridor margins using your sources. Review FX software scope; your providers supply liquidity and settlement services.

Payment Provider Connections

Discuss card and account-to-account payment requirements with your providers. Confirm supported services and connectivity rather than assuming direct access to payment rails.

Branded Apps & Portal

Use branded customer web software and plan-dependent iOS/Android capability. Agree the app build and publishing responsibilities.

Build vs Buy: The Economics for Fintechs

Build versus buy depends on operational fit and long-term maintenance. Compare customer journeys, provider failures, checks, records and reconciliation—not just the first release’s screens.

Existing workflows and compatible integrations may reduce development. Validate gaps and compare total scoped costs rather than assuming a lower price or faster launch. Use the build vs buy guide and pricing page.

Compliance for Payment Institutions

Your firm owns its compliance programme and regulatory submissions. Agree the following technical requirements with your compliance and engineering teams:

Required verification services and available interfaces.
Monitoring rules, review steps and responsibility for exceptions.
Provider screening coverage and refresh requirements.
Contracted payment methods and supported provider connectivity.
Evidence records and exports validated against your reporting needs.

Remitz supplies software, not regulated infrastructure or permission to extend a licence. Review industry requirements, including the pages for banks and MSBs.

Plan Your Cross-Border Payment Launch

Set the schedule after reviewing your product, authorisation, provider readiness, credentials, configuration and testing. Complex internal integrations and migration need a separate scope. Review enterprise requirements where relevant.

Book a 15-minute demo

How it fits together

What we provide, and what you bring

Remitz provides

White-label web and back-office software, with mobile capability according to your plan
Integration of your chosen providers, subject to supported services and agreed scope
Hosting and technical maintenance under the agreed service terms
Configuration, testing, training and go-live support

You provide

Your applicable licence or regulatory arrangement; an application alone does not permit live operations
Your banking, FX, payment, payout, KYC and other provider accounts and contracts
Provider API credentials, and responsibility for customer funds, safeguarding and your compliance programme

Why it works this way

Our technology. Your licence. Your providers. Your brand. Remitz does not hold customer funds or provide licences, banking or safeguarding accounts, payment or payout accounts, or FX liquidity. Existing compatible integrations can reduce implementation work; new services or providers need technical scoping and may require separately quoted development.

See the full ten-step process

Your own provider relationships
Your licence and your brand
Our technology and implementation support

Frequently Asked Questions

What is remittance software for fintechs?

It is software for customer and back-office remittance workflows, integrated with the fintech’s product and chosen providers. Remitz supplies technology; your firm retains its regulatory arrangement and responsibility for accounts, funds and compliance.

How is Remitz a white-label remittance API?

Discuss the interfaces your engineers need for quotes, beneficiaries, transfers and status updates. Remitz confirms supported endpoints and events, authentication, testing and any development. It does not supply the payment or payout provider’s regulated service.

Should a fintech build or buy cross-border payment software?

Building cross-border payment software requires engineering and ongoing maintenance across customer journeys, controls and provider connections. An existing platform can reduce development where its workflows fit. Compare the complete scope and operating costs; authorisation, provider onboarding and testing remain necessary. See our build vs buy guide.

Does Remitz support PSD2 and Open Banking for payment institutions?

Bring payment-method requirements and provider documentation to scoping. Confirm available account-to-account or card services and relevant checks with your providers. Remitz supplies supporting software, not regulatory permission or automatic access to every rail.

How quickly can a fintech launch cross-border payments with Remitz?

Typical implementation is 15–30 days once authorisation is in place and providers are ready with API credentials, subject to configuration and testing. The agreed schedule depends on your scope.

Remittance Software for Fintechs & Payment Institutions