Remitz is API-first, white-label remittance software that lets fintechs and payment institutions embed cross-border payments into an existing product — without 12–18 months of development. Compliance, FX and payouts to 147+ countries through one API. Book a demo or explore the integration ecosystem.
Remittance software for fintechs is an API-driven, white-label platform that lets a fintech or payment institution add cross-border payments to its own product without building the underlying infrastructure. Instead of assembling AML/KYC vendors, an FX engine, settlement logic and payout networks yourself, you integrate a single platform that already connects them — and go live with a branded remittance service in 15–30 days.
For fintechs and payment institutions (PIs), the priority is speed-to-market and control of the customer experience. Remitz delivers both: a documented API surface your engineers embed into an existing app, backed by a fully white-label remittance platform that handles compliance, multi-currency FX and global payouts underneath. Your brand stays front and centre; the regulated plumbing runs behind it.
Everything a fintech or payment institution needs to launch embeddable, compliant cross-border payments.
Cross-border transfers, FX quoting, beneficiary management and payout status as API endpoints you embed into your product. See the full API and integration ecosystem.
Reach bank deposit, mobile wallet and cash pickup destinations through pre-integrated partners including Fincra and TerraPay.
Identity verification via Onfido, Yoti and Trulioo, plus sanctions and PEP screening and transaction monitoring built into every payment.
Live exchange rates, per-corridor margins and multi-currency settlement through the FX marketplace.
Open Banking payment collection and Trust Payments card processing, aligned to PSD2 and the UK Payment Services Regulations.
Fully white-label iOS & Android apps and a customer web portal your users see under your name, not ours.
The build-versus-buy decision defines how fast a fintech reaches revenue. Building cross-border payment software in-house means recruiting a payments engineering team and spending 12–18 months on FX logic, settlement, reconciliation and payout connectivity — before layering on AML/KYC vendors, sanctions screening and the audit trails an FCA-regulated payment institution needs. Every one of those integrations then has to be maintained and re-certified as providers and regulations change.
Buying a pre-built, API-first platform inverts that maths. Remitz already integrates payouts, FX and compliance tooling, so your engineers spend their time on the differentiated parts of your product rather than rebuilding remittance rails. The result is a materially lower total cost of ownership and a launch measured in weeks, not years. Our guide on build vs buy for money transfer software in 2026 works through the full TCO comparison, and the pricing page sets out transparent plans.
A UK payment institution operates under PSD2, the Payment Services Regulations and the Money Laundering Regulations 2017. Remitz payment institution software builds those obligations into the transaction flow rather than bolting them on afterwards: every cross-border payment is screened, risk-scored and audit-logged automatically.
Whether you are a fintech extending an existing licence or a new entrant, Remitz gives you regulated infrastructure without the compliance build. Explore all industry solutions, or the dedicated options for banks and money service businesses.
Because Remitz is API-first and FCA-ready, fintechs and payment institutions embed cross-border payments and go live in weeks rather than the 12–18 months a from-scratch build typically takes. You keep your brand, your app and your customer relationship; Remitz runs the compliance, FX and payout rails. For higher-volume or tier-1 requirements, see enterprise remittance solutions.
The full white-label platform for licensed MTOs, fintechs and MSBs.
Payout, KYC/AML, FX, Open Banking, SWIFT and SEPA connectivity.
Transparent plans with a one-time setup fee and no hidden costs.