Remitz is white-label money service business software that gives an FCA-authorised or registered MSB everything needed to run compliant money transfer services — AML/KYC, multi-currency FX, agent networks and 147+ country payouts. Launch your branded service in 15–30 days. Book a demo or view pricing.
MSB software is the operating platform a Money Service Business uses to send, track, settle and report money transfers. It brings together the functions an MSB would otherwise stitch together from separate tools: customer onboarding and identity checks, anti–money laundering monitoring, a multi-currency FX engine, agent and sub-agent management, a branded customer app, and payout connections across borders. Remitz delivers all of it as one white-label system that a Money Service Business rebrands and runs as its own.
An important distinction: Remitz provides the software an MSB operates, not the authorisation to trade. In the UK a Money Service Business registers with HMRC for AML supervision and is authorised or registered with the FCA — as a Small Payment Institution (SPI) or Authorised Payment Institution (API). Remitz supports those obligations by building compliance into every transaction; it does not replace them. If you are still choosing a licence, our guide on the SPI licence vs API licence explains the difference, and SPI licence applicant software covers the platform for applicants mid-authorisation.
Everything a licensed Money Service Business needs to run a compliant, scalable money transfer operation.
Full white-label control across the customer web portal, mobile app and agent dashboards. Your customers see your MSB at every touchpoint.
Identity verification via Onfido, Yoti and Trulioo, real-time AML monitoring and suspicious-activity reporting built into every transfer to support your obligations.
Screen every party against HM Treasury, OFAC, UN and EU lists, with ongoing PEP checks and risk-scoring on each transaction.
Onboard agents and sub-agents with individual wallets, commissions, FX markups and compliance rules. Explore agent-based money transfer.
Live exchange rates, per-corridor margins and best-execution routing so your MSB sets competitive rates on every currency exchange.
Reach recipients across 147+ countries through bank deposit, mobile wallet and cash pickup via your integrated payout partners.
A Money Service Business is any firm that transmits money, exchanges currency or cashes cheques as a regular part of its business. In the UK those activities are supervised for anti–money laundering purposes by HMRC, and providing payment services requires FCA authorisation or registration. Remitz money service business software is designed for firms operating within that framework — whether you are a newly authorised SPI, an established API scaling into new corridors, or an operator moving off spreadsheets and manual processes onto a single compliant platform.
The software fits alongside the rest of your operation. It works as your core remittance software back office and your customer-facing money transfer business software in one system, so you are not running two platforms or reconciling between them. New to UK authorisation? Read our guide to launching a UK money transfer business, and see the full range of software solutions by industry, including software for banks and software for fintechs and payment institutions.
For an MSB, compliance is not a feature — it is the licence to operate. Remitz builds the controls your compliance team needs directly into the transaction flow, so every transfer is screened, risk-scored and audit-logged automatically rather than checked after the fact. The software supports your responsibilities under the UK Money Laundering Regulations 2017 and the Payment Services Regulations; the accountability for meeting them remains with your MSB.
Applying for, or holding, a Small Payment Institution licence? The SPI applicant platform and our SPI vs API licence guide set out how the software fits each authorisation route.
Because Remitz is pre-built and FCA-ready, a Money Service Business goes live in weeks rather than the 12–18 months a from-scratch build typically takes. Plans start at £79/month for SPI licence applicants, £299/month for Starter and £499/month for Enterprise, with a transparent one-time setup fee and no hidden costs. Compare plans on the pricing page.
The white-label back-office platform behind your money transfer operation.
The compliant platform for firms mid-way through FCA authorisation.
Transparent plans from £79/month with a one-time setup fee.